Are you thinking if you should get a Robinson’s Debit Card, or you’re wondering if you should just get a credit card?
Debit cards and credit cards are often compared to each other, but the truth is that both can be very useful financial tools.
Learn more about Robinson’s Visa Debit Card here.
Should You Get A Robinson’s Debit Card?
Before deciding on one over the other, consider the differences between the two, how well they’ll match your lifestyle, and how focused they’ll keep you on your financial goals.
The source of cash is the main distinction between Robinson’s debit card and a credit card.
There are two types of cards: a credit card will charge against the amount of money you can borrow each month; a debit card will take the money from your bank savings account.
Considering Time And Convenience
Between debit and credit cards, there is also the question of time.
With a debit card, you pay immediately with the funds in your account, and the transaction is completed.
Using a credit card, on the other hand, you can pay off your balance at the end of the month, or you can pay for some of your ongoing purchases in small amounts.
Again, neither a debit card nor a credit card has a default advantage over the other.
They each have their own set of perks and downsides.
Advantages In Using Robinson’s Visa Debit Card
Depending on your situation, what you plan to buy, and your financial goals for the next few years, you may want to choose one over the other.
With a credit card, you can make these transactions without being restricted by a spending limit, but you’re at risk of debt and accumulated high interest.
However, if your financial goals are straightforward and frugal—that is, you simply want to spend what you have in your account—a Robinson’s Visa Debit Card should suffice.
At the grocery store, drugstore, or your favorite retail shop, you will be able to make a range of cashless purchases.
You’ll be living more within your means and won’t have to worry about accumulating credit card debt.
What Is Robinsons Bank Visa Debit Card?
In the Philippines, there are several good banks, and most of them have excellent public offerings.
The Robinsons Bank, often known as the RBank, is one of them.
Robinsons Bank is a commercial bank in the country that serves both retail and business clients.
The Robinsons Bank Corporation, formerly known as the Robinsons Savings Bank, is the driving force behind it.
Robinsons Bank has services for both personal and business cards, like deposit accounts, loans, and different types of credit cards, among other things.
You might be interested in the Robinsons Bank Visa Debit Card offer.
It has the following outstanding characteristics:
Convenience as you can enjoy the best moments in the unlimited realm of entertainment, travel, leisure, and more!
Robinson’s Visa Debit Card is an EMV chip-protected card, which means it is more secure.
With money management, in your grasp, you get 24/7 online access to your personal bank account.
Who Is Eligible To Apply For a Visa Debit Card From Robinsons Bank?
It is open to both Robinson’s Bank existing and new clients.
If you are a new customer, you only need to create a savings account or a checking account with the bank.
This Robinson’s Visa Debit Card has a daily maximum limit of PHP 50,000.00 on daily visa debit purchases, visa debit online debit purchases, and ATM cash withdrawals, according to the bank.
What Is the Process for Getting a Robinsons Bank Debit Card?
Just go to the Robinsons Bank location closest to you to open a savings account. Tell the bank teller you would need an account that will provide the Robinson’s Visa Debit Card.